
HY FINANCIAL
Honor Principles. Yield Results.



INVESTMENT MANAGEMENT
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Separately Managed Account
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For Individual and Small Business
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Independent Registered Investment Advisor (RIA)
REAL ESTATE & MORTGAGE
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Residential Buy & Sell
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Commercial Listing & Lease
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Samson Properties- HY Team
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Mortgages - Conforming and Non-Conforming Loans through our Partners
N0S.Tech
HY Financial x N0S.Tech: A New Era of AI-Driven Investing
We’re excited to announce that HY Financial has partnered with N0S.Tech to bring the power of cutting-edge AI and machine learning to our investment strategies.
This collaboration allows us to enhance portfolio performance through intelligent data analysis, real-time market monitoring, and AI-assisted decision-making—while staying true to our long-term value investing principles.
Together, we’re combining trusted financial expertise with advanced technology to help you invest smarter, faster, and with greater confidence.
OneOnian
We all carry something deep within—a purpose that moves us. OneOnian, drawn from the nickname “One,” reflects both oneness and the unique essence within each individual. It’s about embracing who we truly are by turning inward.
By unlearning limiting beliefs and expanding our degree of freedom, we begin to think more clearly, act with intention, and live with greater empathy. The more we understand
ourselves, the freer we become—mentally, emotionally, and spiritually.
This journey of self-awareness lies at the heart of the OneOnian philosophy. It’s more than a personal mission—it’s a path toward easing human suffering and living with clarity, purpose, and integrity.
Discover our books, insights, and guiding ideas through the OneOnian blog and published works.
About us

Founded in 2011, HY Financial has grown by building and nurturing close, trusting relationships with every client. As a family-based firm, we take pride in offering personalized attention, grounded in integrity and long-term partnership.
We specialize in Wealth Creation and Management, with a holistic approach that spans business consulting, investment management, and real estate strategy.
We view Entrepreneurship and Business Consulting as the art of building value from the inside out—starting with a deep understanding of customer needs and expressed through Business Model, Leadership, Competitive Advantage, and Valuation. In contrast, Investment Management focuses on evaluating these same elements to identify great companies at good prices, with a margin of safety. In essence, they are two sides of the same coin.
We also recognize real estate as a core pillar of physical asset diversification—offering stability, income, and long-term value to a well-balanced portfolio. That’s why, at HY Financial, we provide services in this area—not just because it benefits our clients, but because it’s how we invest our own capital. While our founder, Yuan He, personally focuses on investment strategy, we have a talented team leading other business lines to ensure excellence across the board.
Business is ultimately about trust—and that’s why we created OneOnian, our platform for openly sharing the principles and values that guide everything we do. Through OneOnian, we invite clients and partners alike to better understand the mindset and ethics behind our decision-making.
At HY Financial, we understand that your investments are among your most important resources. That’s why we manage them with care, discipline, and a deep sense of responsibility—treating your goals as our own.