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Informative Interview

HY FINANCIAL

Honor Principles. Yield Results.

The Future
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Standing Meeting

INVESTMENT MANAGEMENT

REAL ESTATE & MORTGAGE

BUSINESS CONSULTING

  • Outsourced and Virtual CFO

  • Early Stage Funding Available

  • Accounting and Financial Support

  • Business Plan and Corp. Document

N0S.Tech

HY Financial x N0S.Tech: A New Era of AI-Driven Investing 

We’re excited to announce that HY Financial has partnered with N0S.Tech to bring the power of cutting-edge AI and machine learning to our investment strategies.

This collaboration allows us to enhance portfolio performance through intelligent data analysis, real-time market monitoring, and AI-assisted decision-making—while staying true to our long-term value investing principles.

Together, we’re combining trusted financial expertise with advanced technology to help you invest smarter, faster, and with greater confidence.

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OneOnian

We all carry something deep within—a purpose that moves us. OneOnian, drawn from the nickname “One,” reflects both oneness and the unique essence within each individual. It’s about embracing who we truly are by turning inward.

By unlearning limiting beliefs and expanding our degree of freedom, we begin to think more clearly, act with intention, and live with greater empathy. The more we understand

ourselves, the freer we become—mentally, emotionally, and spiritually.

 

This journey of self-awareness lies at the heart of the OneOnian philosophy. It’s more than a personal mission—it’s a path toward easing human suffering and living with clarity, purpose, and integrity.

 

Discover our books, insights, and guiding ideas through the OneOnian blog and published works.

About us

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Founded in 2011, HY Financial has grown by building and nurturing close, trusting relationships with every client. As a family-based firm, we take pride in offering personalized attention, grounded in integrity and long-term partnership.

We specialize in Wealth Creation and Management, with a holistic approach that spans business consulting, investment management, and real estate strategy.

We view Entrepreneurship and Business Consulting as the art of building value from the inside out—starting with a deep understanding of customer needs and expressed through Business Model, Leadership, Competitive Advantage, and Valuation. In contrast, Investment Management focuses on evaluating these same elements to identify great companies at good prices, with a margin of safety. In essence, they are two sides of the same coin.

We also recognize real estate as a core pillar of physical asset diversification—offering stability, income, and long-term value to a well-balanced portfolio. That’s why, at HY Financial, we provide services in this area—not just because it benefits our clients, but because it’s how we invest our own capital. While our founder, Yuan He, personally focuses on investment strategy, we have a talented team leading other business lines to ensure excellence across the board.

Business is ultimately about trust—and that’s why we created OneOnian, our platform for openly sharing the principles and values that guide everything we do. Through OneOnian, we invite clients and partners alike to better understand the mindset and ethics behind our decision-making.

At HY Financial, we understand that your investments are among your most important resources. That’s why we manage them with care, discipline, and a deep sense of responsibility—treating your goals as our own.

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© HY Financial LLC 2010 - 2025

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Contact@hyfinancial.com

Disclaimer : HY Financial LLC (“HY Financial”) located in Rockville, MD is an Independent registered investment advisor (RIA). The Firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Any direct communication by HY Financial with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. This website is for informational purposes only and does not constitute a complete description of investment services or performance. This website in no way constitutes the provision of investment advice, which will only be provided under a written investment advisory agreement and only in states in which HY Financial is registered, has made the appropriate notice filings, or is exempt from notice filing requirements. Information on this website is not an offer to buy or sell, or a solicitation of any offer(s) to buy or sell the securities mentioned herein. Hyperlinks on this website are provided as a convenience and we disclaim any responsibility for information, services or products found on websites linked hereto. Each client or prospective client agrees, as a condition precedent to his/her/its access to HY Financial’s website to, release and hold harmless HY Financial, its offices, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which use independent of his/her/its receipt of personalized individual advice from HY Financial. 

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