Disclaimer : HY Financial LLC (“HY Financial”) located in Rockville, MD is an Independent registered investment advisor (RIA). The Firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Any direct communication by HY Financial with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. This website is for informational purposes only and does not constitute a complete description of investment services or performance. This website in no way constitutes the provision of investment advice, which will only be provided under a written investment advisory agreement and only in states in which HY Financial is registered, has made the appropriate notice filings, or is exempt from notice filing requirements. Information on this website is not an offer to buy or sell, or a solicitation of any offer(s) to buy or sell the securities mentioned herein. Hyperlinks on this website are provided as a convenience and we disclaim any responsibility for information, services or products found on websites linked hereto. Each client or prospective client agrees, as a condition precedent to his/her/its access to HY Financial’s website to, release and hold harmless HY Financial, its offices, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which use independent of his/her/its receipt of personalized individual advice from HY Financial. © HY Financial LLC 2019